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Hello,

it will be good to hear from you again.

is it good to have a Rechtsschutzversicherung ?

as i think i have crossed the red light and got clicked. i think i am excepting 90 euro and 1 point in Flensburg. if i have Rechtsschutzversicherung, is it only for Kfz or for all other things incl.
asked Sep 3, 2018 in Legal advice by Sandy
retagged Sep 5, 2018

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2 Answers

0 votes
Hi Sandy,
Thank you for your question. In general the Rechtsschutzversicherung covers all fields, but for the current situation it will not apply, as the Versicherung starts to cover situations arising after signing the contract. Please do some research on the different companies offers, with the different coverage options and pricings. If you have then more questions feel free to address them here.

Best regards,
Nilab
answered Sep 4, 2018 by Nilab
0 votes

Hi @Sandy

if it is true, that you crossed a red light, even a Rechtsschutzversicherung can't prevent you from your ticket. (none of them)

Rechtsschutzversicherung is for the case that you get a ticked for something that is not true or correct. In this cases the insurance pays for your lawyers costs. For example if your ticket says that the traffic light was red for longer than it actually was, or that you endangered someone, when you didn't.  - starting with a pedestrian having to jump aside, for example - you risk a custodial sentence of up to five years in addition to a fine, points and driving licence revocation.

 

@NilabIn general the Rechtsschutzversicherung covers all fields, but for the current situation it will not apply, as the Versicherung starts to cover situations arising after signing the contract.

This is not true. You can get a Verkehrs-Rechtsschutzversicherung that covers attorney and court costs, even if the incident occurred up to three months ago (for example with ARAG)

If you ask me: I would wait for the letter and if it is worse than expected get a Verkehrs-Rechtsschutzversicherung to try to get a fair penalty.

All the best and fingers crossed, 

Laura

answered Sep 4, 2018 by Laura23
Hi Laura, thank you for getting the more in depth informations. I think as I mentioned it is important to look at the different packages in order to get the right one for this situation, as in some cases Sandy's Situation falls under: "Verwaltungs-Rechtsschutz in Verkehrssachen Alles rund um den Führerschein – Erteilung, Entzug, Einschränkungen, Auflagen etc. Wichtig Soll im Rahmen eines Straf- oder Ordnungswidrigkeitsverfahrens der Führerschein entzogen oder ein Fahrverbot verhängt werden, handelt es sich um eine Streitigkeit aus dem Straf-Rechtsschutz oder dem Ordnungswidrigkeiten-Rechtsschutz." https://de.wikipedia.org/wiki/Rechtsschutzversicherung#Verwaltungs-Rechtsschutz_in_Verkehrssachen @Sandy You can use the following Link with your details in order to get a chart with all possible options and the prices: https://www.rechtsschutzversicherungen-testberichte.de/rechtsschutzversicherung-rueckwirkend/ Best regards, Nilab
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